Terms of Service

Last Updated: November 15, 2023

Please read these Terms of Service ("Terms") carefully before using the Lavowu Wigode Financial Education website (the "Service") operated by Lavowu Wigode ("us," "we," or "our").

Agreement to Terms

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

Educational Purpose Only

Our Service provides financial education and information. The content is for educational purposes only and does not constitute financial advice. We are not registered financial advisors, and the information provided should not be considered as tailored financial advice.

User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for safeguarding the password and for all activities that occur under your account.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Lavowu Wigode and its licensors. The Service is protected by copyright, trademark, and other laws of both Canada and foreign countries.

Payments and Refunds

Certain aspects of the Service may be provided for a fee. You agree to pay all applicable fees in accordance with the payment terms presented to you. We offer a 14-day refund policy for our programs if you are not satisfied with the educational content.

Prohibited Uses

You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:

Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Lavowu Wigode makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties of merchantability or fitness for a particular purpose.

Limitation of Liability

In no event shall Lavowu Wigode, nor its directors, employees, or agents, be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of, or inability to access or use, the Service.

Indemnification

You agree to defend, indemnify, and hold harmless Lavowu Wigode from and against any claims, liabilities, damages, judgments, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms or your use of the Service.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

Contact Information

If you have any questions about these Terms, please contact us at:

Lavowu Wigode Financial Education
123 Financial District
Toronto, ON M5X 1A9
Email: info@lavowu-wigode.sbs
Phone: +1 4374407990

Disclaimer: Lavowu Wigode provides educational content only and does not constitute financial advice. Results may vary based on individual circumstances. We are not registered financial advisors and recommend consulting with a qualified professional before making significant financial decisions.